Baton Rouge Bad Faith Insurance Lawyer

Baton Rouge Bad Faith Insurance Attorney

Insurance companies are required to handle claims fairly for their own customers. Yet, if they don’t act in good faith, you might be entitled to pursue compensation. These claims can quickly become complex, and the last thing you need is more headaches. Contact a Baton Rouge bad faith insurance lawyer immediately.

About Dampf Thames

From Westdale Heights to Woodstone, the experienced bad-faith team at Dampf Thames can provide high-caliber legal representation for your family. When you pay your insurance premiums, it’s reasonable to expect your insurance company to treat you fairly. If they don’t, you may be entitled to financial recovery, and our zealous advocates can fight for what you need to move forward.

As a boutique litigation firm, we take the time to listen to your concerns and make sure your voice is heard throughout our representation of your bad faith insurance case. Whether you need help with a homeowner, vehicle, or medical benefits policy, we are here to address mistreatment by your own insurance carrier.

We may be able to resolve your issue out of court, but rest assured, we have extensive experience in courtrooms across the Bayou State. If you’ve been treated unfairly, contact our friendly staff to set up an initial meeting with a bad faith insurance lawyer.

Bad Faith Basics

Bad faith insurance occurs when an insurance company doesn’t deal fairly or in good faith with its own policyholder. Insurance carriers are required to act fairly, reasonably, and honestly when processing every claim. If they don’t, they can face claims for bad faith insurance.

Bad faith goes well beyond a simple mistake or disagreement about the value of a claim. To demonstrate that an insurance company is in bad faith, you can collaborate with your lawyer to show their actions were unreasonable and they acted with recklessness or an intentional disregard for your rights as a policyholder.

There are some common examples of bad faith insurance worth mentioning. These include:

• Denying a valid claim for an invalid or unreasonable reason
• Intentionally delaying paying out a claim or unnecessary delays, such as being unresponsive or changing who is handling the claim within an insurance company
• Sending lowball settlement offers for much less than their actual value
• Not thoroughly or quickly conducting an investigation
• Misrepresenting the law or policy terms to avoid making payment
• Demanding burdensome or unreasonable documentation from a policyholder
• Intimidating or threatening a policyholder

Bad faith claims increase each year. With about 2.44 million people experiencing motor vehicle accidents during 2023, insurance premiums increasing by about 20%, and collision payouts increasing by around 6.1%, it’s reasonable to expect your policy to pay you if you file an insurance claim with your own carrier. For help deciding whether you’ve been the victim of unreasonable insurance company tactics, call an attorney.

Hire a Local Lawyer

It’s critical to hire a local attorney familiar with Louisiana’s unique bad faith insurance laws. They can safeguard your policyholder rights and fight for what’s fair after you’ve filed a claim. An attorney can provide personalized legal advice and has familiarity with local practices. Plus, they’re familiar with Baton Rouge’s insurance adjusters and understand the unique challenges our residents may face. Reach out to a dedicated insurance dispute lawyer serving Baton Rouge.

FAQs

Is it Difficult to Win a Bad Faith Claim?

It can be difficult to win a bad faith claim against an insurance company when you try to work without an experienced attorney. These cases require proving the insurer was dishonest or unfair, and that involves complex law, a high burden of proof, and going up against an insurance company with substantial resources. An attorney can go toe-to-toe with an insurance carrier with compelling evidence to counter the insurer’s inappropriate tactics. Hiring a lawyer can improve your odds of success.

What Does it Cost to Hire a Bad Faith Insurance Lawyer in Baton Rouge, Louisiana?

Each Baton Rouge bad faith insurance attorney can set their own fees, so it’s nearly impossible to give reliable information about what it could cost to hire an attorney. Many lawyers base their costs on their experience level and the amount of time they anticipate your specific case may take. If you’re ready to hire an attorney, ask about their written fee agreement and what’s included. Our firm offers consultations where we can explain what’s included in our attorney agreement.

What Evidence Is Helpful for a Bad Faith Insurance Case Against an Insurance Company?

There are many kinds of helpful evidence for a bad faith claim against an insurance company. These include:

• Communication records
• Your insurance policy
• Evidence to support your damages claim, like medical records, repair estimates, photos, or videos
• Witness statements and professional opinions
• Evidence detailing lowball settlement offers, delayed payments, or claim denials

Why Do Insurance Companies Try to Only Pay Out the Minimum Amount Possible?

Insurance companies try to pay out the minimum amount possible because they are for-profit businesses. This means that insurance companies must manage their financial risk in order to maintain their profitability and stability. By minimizing claims payouts for their customers, they can try to maximize their profits. If you’ve been the victim of an insurance company attempting to pay less than what’s deserved, reach out to the team at Dampf Thames right away.

Hire a Bad Faith Insurance Lawyer Serving Baton Rouge Today – Call Dampf Thames

When you hire a bad faith insurance lawyer at Dampf Thames, you’re partnering with an ally who can build a solid recovery case on your behalf. Don’t try to handle bad faith insurance cases alone. Insurance companies are aware that people are ill-prepared to face their extensive resources and teams of lawyers. Fortunately, you can count on Dampf Thames when you need us most.

Right near Towne Center, our law office is in the Drusilla neighborhood and part of Mid City South. Just off I-10 and I-12, our Wrenwood Office Park building has available parking.

We offer confidential consultations where you can discuss your situation and learn how we can assist you.  Contact Dampf Thames immediately for your consultation.